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Inspections & Appraisals
Most buyers will have the property examined by a licensed property inspector.
The Buyer's Property Inspection
During the transaction, buyers will typically arrange for a licensed property inspection to verify the condition of the home and ensure it aligns with the terms outlined in the purchase agreement. Inspection timelines are usually defined within the contract. In some cases, buyers may choose to bring in specialized inspectors to evaluate specific components such as roofing, plumbing, or HVAC systems.
If the buyer is obtaining financing, the lender will generally require an appraisal. A licensed appraiser will assess the property to determine its market value and confirm that it supports the agreed purchase price. This step helps ensure the property meets the lender's requirements for financing.
The Closing Agent
A title company or attorney is typically selected to act as the closing agent, also known as escrow. This neutral third party is responsible for reviewing the property's recorded history and ensuring that the title is clear prior to closing. Their role includes verifying that any existing liens, claims, or restrictions are properly addressed so that ownership can be transferred smoothly to the buyer at closing.
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What else you should know...
Contingencies
Contingencies are conditions that must be satisfied for a real estate transaction to move forward. Buyers commonly include contingencies related to inspections, financing, and other due diligence items within the purchase agreement.
Before completing the purchase, buyers typically take several steps, which may include:
- Securing financing and obtaining required insurance
- Reviewing important documents such as title reports and disclosures
- Conducting property inspections to evaluate condition
Depending on the property, buyers may request additional inspections, such as roofing, pest, HVAC, plumbing, or other specialized evaluations.
If concerns arise during this process, buyers may request changes to the terms of the agreement. Navigating these situations requires careful consideration and clear communication. Our team will help you evaluate options, respond appropriately, and work toward a resolution that supports your goals while keeping the transaction on track.
Loan Approval and Appraisal
When reviewing offers, it is often beneficial to consider the strength of the buyer's financing. Buyers who provide a pre-approval or loan commitment from a lender may present a stronger position than those who are only pre-qualified.
As part of the financing process, the buyer's lender will typically require an appraisal. A licensed appraiser will assess the property to confirm that the agreed purchase price aligns with current market value. This step is an important part of the loan approval process and helps ensure the transaction can move forward smoothly.
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Tips For Selling Your Home
Give Your House a Deep Clean
First impressions are everything. Before you decide to list your home, give it a deep clean. Clean toilets, wipe down surfaces, mop floors, clean rugs and scrub bathrooms - even consider calling in the professionals to ensure that your home is in the best condition it can possibly be.
Declutter The Home
When a home is clutter-free, buyers are able to focus on the actual home instead of on the piles of mail, laundry, and general mess in your home. Potential buyers want to envision their items on your counter versus resisting the urge to clean up your mess. Decluttering & organizing will go a long way in appealing to potential buyers.
Call a Handyman
When selling a house, you should make sure everything that needs to be fixed has been taken care of before listing a home. Potential buyers will come into your home knowing you took care of it, giving them more peace of mind.
Paint the Walls
Not only is painting a great way to clean up the walls but making the overall color scheme neutral will increase the appeal to potential buyers, making it easier for them to envision their belongings in the house - get rid of any bright, outdated paint colors and go with a neutral palette throughout the house.
Increase Your Curb Appeal
The outside aesthetic of your home is just important as the inside. Give buyers a good feeling before they even open the front door. Landscaping, mulching, flowers, pressure washing the driveway and exterior of the home are all simple ways to increase the value of your home.
Stage Your Home
Staged homes tend to fill quickly because they feel homier - if you have neutral furniture that you can leave in the home, do it, otherwise consider a professional staging company.
Depersonalize Your Home
You want to leave a few nice, framed photos around the house to make the home appear inviting and lived in, but in general, removing your very personal items, such as family photos will let the potential buyers see their photos in those places, versus yours.
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